Retirement Planning in Virginia

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Real Planning for Virginia’s Military Retirees

Whether you’re transitioning out of active duty in Norfolk, finishing a military career in Quantico, or building a second chapter in Virginia Beach, your retirement deserves a plan that understands military benefits—and your life.


At Freedom Financial Planning Solutions, we help Virginia veterans make thoughtful, informed decisions around pensions, TSP, second-career income, and long-term goals. With flat-fee guidance and no product sales, you get clear answers and personal support from someone who’s been through it himself.

Helping Service Members Plan What’s Next

Who We Serve
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Pre-Retirees in Their 50s and Early 60s

You're a few years out and ready to start making smart moves.

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Already Retired in Virginia

You’re managing income, RMDs, and healthcare—we help fine-tune.

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Military Veterans Starting Second Careers

We help coordinate pensions, TSP, and new income with clarity.

What We Help With

A Plan That Reflects Your Service—and Your Future

Military retirees often face a unique mix of pension income, TSP decisions, TRICARE coverage, and second-career planning. We help you tie it all together with a long-term strategy built around your goals.

Start with a Free Planning Call

We regularly help Virginia-based military clients with:

  • Transitioning from active duty into civilian life

  • Turning military pension and TSP into steady income

  • Managing federal and Virginia state taxes

  • Timing Social Security around your household’s needs

  • Coordinating second-career income with long-term planning

  • Building flexible plans for dual-state living and relocation
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About Steve

Military Roots. Real Financial Planning.

Steve Underriter brings over 20 years of military experience—and a mission-first mindset—to his work as a financial planner. He knows what it’s like to retire in your 40s, weigh TRICARE options, and wonder how a second career fits into the bigger picture. Every meeting is with Steve—no handoffs, no runaround, just honest advice from someone who’s walked the same path.

Ready to Get Started?

Let’s Talk About What’s Next

We meet virtually with military retirees across Virginia—from Alexandria to Roanoke—and offer a no-cost consultation to help you build a plan that works for this chapter and the next