Start building a plan that supports the next chapter of your life.
You’ve worked hard to get here—and now, it’s time to make decisions that carry you forward with clarity. At Freedom Financial Planning Solutions, we help pre-retirees and retirees create personalized strategies around income, Social Security, taxes, and more. Whether retirement is five years away or right around the corner, we guide you through the questions that matter most, in language that actually makes sense.
our services
Strategic Planning for Income, Timing, and Taxes
Retirement Paycheck Planning
Retirement isn’t just about stopping work—it’s about transitioning to a new lifestyle that’s supported by predictable, sustainable income. We help you understand how to turn savings into a steady monthly paycheck, manage withdrawals across accounts, and adjust along the way as your needs change.
Social Security Timing
You only get one chance to choose when to take Social Security—so it’s worth getting right. Whether you’re considering filing early, waiting until full retirement age, or delaying to 70, we walk you through different options and the impact on your long-term income and taxes.
Tax Strategies & Roth Conversions
How and when you withdraw from your accounts can dramatically affect how much of your money you keep. We help you explore tax-smart strategies, including Roth conversions, to make the most of low-tax years and plan around future RMDs.
Retirement Planning For Couples
When two lives—and two sets of benefits—are in the mix, retirement planning gets more complex. We help couples align their timelines, account distributions, and decision-making across pensions, Social Security, and investments.